Products & Services

CLFCU Members benefit from a full range of products and services aimed at meeting all of their basic financial needs. By simply maintaining a $5.00 balance in a savings account (a Membership Share), you become eligible for all Credit Union services and the rights of Credit Union ownership, including a voting right.

Saving Options:

  • Membership Share Savings
  • Special Savings
  • Club Account (Christmas & Vacation purposes)
  • Lifesavers Club Accounts (Youth Club)
  • IRA Savings
  • Health Savings Accounts (HSA)
  • Money Management Savings Account

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Checking Accounts:

  • Basic Checking: Personal & Non-personal (Business & Organizations)
  • E-Checking: Personal & Non-personal (Business & Organizations)*

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Individual Retirement Accounts (IRAs):

  • Traditional
  • Educational
  • Roth

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Share Certificates:

  • Rate Guard Option
  • Variety of Terms and Yields
  • Student Share Certificate

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Loan Products:

  • Auto Loans – New & Used; Fixed & Variable Rate
  • Recreational Vehicle Loans
  • Boat, Motorcycle, ATV, & Lawn Mower Loans
  • Saving/Share Certificate Secured Loans
  • Unsecured Loans
  • Mortgage Loans – Fixed & Variable Rate
  • Home Equity Loans
  • Home Equity Lines of Credit
  • New Construction Loans
  • Vacation Home Loans
  • VISA Credit Card Programs
  • Agricultural Loans
  • Business Equipment Loans
  • Free Credit Counseling
  • Mechanical Breakdown Protection
  • GAP Protection
  • Credit Life & Disability Insurance

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Other Services:

  • FREE Visa Debit Cards
  • Cashier Checks
  • Money Orders
  • FREE Direct Deposit
  • FREE Payroll Deduction
  • Wire Transfers
  • FREE Automatic Transfer & Payment
  • Overdraft Protection Plans
  • ACH Origination & Receipt
  • FREE Telephone Banking (ART)
  • FREE Online Banking (OTIS) with Home and Mobile Versions
  • Member Newsletter
  • FREE Notary Service (Relationship Required)
  • FREE eStatements
  • Access to FREE ATMs Nationwide

*Without a total relationship of $2,500 or more the account is subject to a monthly fee up to $6